Refinance Wizard

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Shopping around for a better deal can be frustrating and annoying. A lot of home owners set and forget their home loans, it doesn’t make sense, why pay the bank manager more than you need to, all that does is help him take more overseas holidays! Refinance Wizard can help, refinancing is what we do, let us research the very best deal available from our panel of over 40 lenders to find your tailored solution.

Refinance Wizard can help by:

  • listening to you and discussing solutions that best fits your needs
  • managing the paperwork, you may hate it but its what we do, we love it!
  • Liaising with lenders
  • Reviewing your current loan and comparing it to the current market.
  • Your bank manager is counting on you being complacent!

Give us a call, our service doesn’t cost you but could save you thousands!

First Home Buyer

At Refinance Wizard we don’t only do refinances we have helped 100’s of First Home Buyers Loan enter the property market. Being a first home buyer once ourselves we understand that it can be confusing and stressful, so we try to alleviate some of that stress by helping you with your finance. We get it, real estate agents and lenders can have their own jargon and processes that sometimes don’t make sense so let us navigate the home loan maze for you. Our clients return over and over again, whether they are refinancing, purchasing another property, buying an investment, so we must be doing something right. Give us a call and let Refinance Wizard help you purchase your first home too.

The team at Refinance Wizard will:

  • Explain the types of loans, products and loan structures to you
  • Discuss your wants and needs in a home loan
  • Handle the paperwork on your behalf
  • Liaise with lenders and other parties on your behalf
  • Get you a pre-approval!
  • Lets have a chat about what comes next.

First Home Owner government grants are available and you may be eligible. So lets have a chat!

Investment Property Loans

Residential property investment continues to be an excellent investment option as property prices continue to rise producing great capital growth. Whether you need to refinance or purchase another property for your portfolio or purchase your first investment property Refinance Wizard has been there and has what it takes to get you the best deal available. Every situation is different and every solution is tailored to your specific needs so lets have a chat about your personal scenario.

We will do this by:

  • assessing your situation
  • Discuss what you are looking for in a loan product
  • Advise on the best loan structure
  • Provide ongoing, periodic reviews.
  • Find you the best deal!

Upgrading To Another Property

So you want to purchase another home. This could be for a multitude of different reasons, you just had another child and need more bedrooms, you want to move closer to work, you are moving to another state, whatever the reason we at Refinance Wizard can help with a pre-approved Home Loan For House Repair so that you can negotiate on properties with confidence.

We will help you with your upgrade by:

  • Providing you with scenarios based on what you are hoping to do
  • Providing a breakdown of your proposed purchase
  • Research the best deal from our panel of over 40 lenders
  • Handle all the paperwork for you and liaise with lenders

Remember that our service is at no cost to you our client. So lets have a chat!

Debt Consolidation/Equity Release

Whether you need to consolidate that credit card debt or personal loan to save money or release equity for that trip away, new car, caravan, investment or whatever you have your eye on Refinance Wizard is your go to expert for releasing equity or consolidating debt. We have helped 100’s of clients make their lives better by saving money or helping with lifestyle purchases.
Refinance Wizard can help by:
  • Providing loan product guidance
  • Loan breakdown and your borrowing capacity
  • Repayment calculations
  • We handle the boring paperwork
  • Discussing what loan structure best suits your needs
  • We can help!

Stop dreaming about how good your life could be if you consolidated your debt or had the money for that holiday, do it, give us a call!


The team at Refinance Wizard have helped our clients refinance, release equity and complete those much needed renovations. Personal loans or renovation loans can be expensive and you definatly don’t want to use the credit card to finish a renovation. If you have the available equity in your current home why not use it, like 1000’s of people do every year and complete those much needed renovations.

The team at Refinance Wizard help you by:

  • Working out how much equity you have in your home
  • Discussing your renovation and what is important to you in a lender
  • Providing a breakdown of what a loan would look like
  • Researching the best deals available to you from over 40 lenders
  • Handle the paperwork and liaise with the lenders
  • Get you approved!

Lets get your dreams realised and fund that much needed renovation so that you can get on with enjoying your new space!

Understanding Mortgage Loan Interest Rates

Home loan applicants must comprehend interest rates. The cost of your loan and monthly payments depends on these rates. Staying Current home loan interest rates is crucial for making an informed decision.

The Impact of Interest Rates on Your Mortgage
  • Mortgage interest rates are more than numbers—they affect home affordability. A lower rate means reduced monthly payments and less money paid over the life of the loan. Conversely, higher rates can significantly increase the cost of your home over time.

How to Get the Best Rates

Securing the best interest rates on home loans requires a mix of timing, creditworthiness, and market knowledge. Maintaining a good credit score, having a stable income, and understanding market trends can position you favourably for lower rates. It would be best if you also compared lender offerings to find the best bargain.

Current Trends in Home Loan Interest Rates

Many variables, such as economic circumstances, central bank measures, and market dynamics, determine the prevailing mortgage interest rates. Remaining informed about these trends is crucial for strategically scheduling your loan application to get the most favourable interest rates.

At RefinanceWizard, we understand the importance of securing a favourable Interest rate on a mortgage loan. We aim to provide you with comprehensive knowledge of home loans, enabling you to make informed and optimal financial choices.

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