Refinancing is the process of taking out a home loan with another provider to repay your current home loan with your current mortgage provider. Changing home loans to provide a better solution to your needs. In the current market we advise our clients to get a quick home loan health check every 12 months to ensure that your current mortgage is still the right solution for you.

Depending on your specific situation and the reasons you would like to refinance, refinancing could save you money, put extra cash in your pocket, help pay down your loan faster, save you money by consolidating other debts.

Refinancing is now a reasonably simple process. During our consultation we will complete an assessment of your current position and what your requirements are. We then discuss potential products and lenders. Once you have decided on a lender we will complete an application for you and lodge your application with your chosen lender. The Lender performs their assessment, values your property and makes a loan offer. We at refinance Wizard take care of everything from application to settlement.

There may be costs such as government fees, application fees, discharge fees. We can advise you of the fees to make your decision easier.